Most families can tell you how much they have saved. Far fewer can say where that money stands when life pushes back.
That is the question at the centre of Dhanarjan: Vinyas of Financial Security, the new book by Puneet Bilgaiyan, a financial professional with over two decades of experience in sales leadership, business development, and insurance advisory.
From Counting to Positioning
The book opens with the 2019 financial strain at Café Coffee Day, a brand familiar to millions, and the contrast between a business with substantial assets and substantial debt. The author uses it to illustrate a simple idea: growth shows how far you have come, and placement decides how long it will hold.
Five Stages, Twelve Sopans
The book follows a distinctive structure of five stages: The Ascension, The Fortification, The Sovereignty, The Transcendence, and The Keystone. These are carried through twelve Sopans, or progressive steps in financial maturity, moving from legal protection and insurance design to business insurance, HUF, mutual funds, gold, direct equity, and derivatives.
Culture Meets Finance
Verses and ideas from Chanakya, Dinkar, Jaishankar Prasad, Nirala, and the Hitopadesha give familiar cultural depth to modern financial concepts.
Do you know where each rupee of your family’s savings stands today?
Dhanarjan: Vinyas of Financial Security by Puneet Bilgaiyan is published by Pen and Paper Publication. The book is for information and education and does not replace advice from a qualified financial, legal, or tax professional.
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Grab your copy now: https://amzn.in/d/03UVaGvk
