In a country where financial literacy is often confined to investment advice and saving tips, The CIBIL Mirage / सिबिल का मायाजाल by Dr. Sanjay Mittal emerges as a timely and much needed eye opener. Now officially a bestseller, this bilingual book (English + Hindi) is empowering readers across India to understand and take charge of their credit lives something that was long overlooked and widely misunderstood.
Breaking Down the Maze of Credit Reports
Credit scores, CIBIL reports, and financial reputations have become buzzwords, yet most people do not fully understand how these systems work or how much power they hold over our financial decisions. From loan approvals to credit card eligibility, your CIBIL score plays a decisive role.
But how does it work? Who controls it? And most importantly, can you fix it?
The CIBIL Mirage answers all these questions and more in a tone that is clear, practical, and jargon free. With deep insights drawn from real financial scenarios, Dr. Sanjay Mittal has written this book not for financial experts but for everyday Indians the salaried professional, the entrepreneur, the homemaker, and even students entering the world of credit for the first time.
A Book for Everyone: India’s First Bilingual Guide on CIBIL and Credit Reporting
What makes this book even more impactful is its bilingual format. With content presented in both English and Hindi, Dr. Mittal ensures that language is not a barrier to financial empowerment. In doing so, he bridges a major literacy gap making complex financial systems understandable for readers in small towns, semi-urban areas, and Hindi-speaking regions of India.
This inclusive approach is one of the reasons behind the book’s rapid rise to bestseller status. It doesn’t just inform; it connects with readers across economic and geographic boundaries.
Why This Book Is Needed Now More Than Ever
In the age of rising digital lending, Buy Now Pay Later (BNPL) platforms, and credit card dependency, an increasing number of Indians are unknowingly walking into credit traps. Errors on CIBIL reports, hidden defaults, or poor financial advice can lead to years of struggle.
The CIBIL Mirage is a tool for prevention, correction, and clarity. It teaches:
- How CIBIL scores are calculated
- What mistakes to avoid when using credit
- How to repair a bad credit score
- Common myths and truths about credit reports
- How to read and understand your CIBIL report
The Man Behind the Message Dr. Sanjay Mittal
With a background in finance and years of research into credit systems, Dr. Sanjay Mittal brings both credibility and passion to this subject. His goal with this book is simple: to make credit knowledge accessible to everyone.
His writing reflects a deep commitment to helping people understand the invisible forces that often control their financial futures. In an area where misinformation is widespread, The CIBIL Mirage provides grounded, actionable guidance.
Final Thoughts: A Bestseller with a Purpose
The success of The CIBIL Mirage isn’t just a personal milestone for Dr. Mittal it’s a cultural shift in India’s understanding of financial responsibility. As more readers pick up the book, they’re not just reading they’re reclaiming control over their financial identity.
For anyone who has ever taken a loan, used a credit card, or plans to do so this book is not optional, it’s essential.
Where to Buy:
Available now on Amazon, Flipkart, and other major platforms in India. Grab your copy and protect your credit future today.
1.Amazon–https://www.amazon.in/dp/B0F6D6S5ZZ
2.Flipkart–https://www.flipkart.com/the-cibil-mirage/p/itm1668c8c73bb3d?pid=9788198663856
Published By
Pen and Paper Academy Address: A71/7, Commercial Market, A Block, Govindpuram, Ghaziabad 201013 Contact: +91 9625407904 Website: pnpacademy.in
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