Foundation of Commerce – II, Insurance, Banking and Finance, A Textbook for Second Semester B.Com (as per SEP Syllabus, 2024)

Foundation of Commerce – II: Insurance, Banking and Finance offers an in-depth exploration of the vital sectors of insurance, banking, and finance, essential to understanding the modern commercial landscape. Authored by V. Basil Hans, Anusha T., and Vidyalaxmi, this comprehensive textbook caters to students, professionals, and enthusiasts aiming to gain a foundational knowledge of these core areas in commerce. The book covers a wide range of topics related to the financial world, including the principles and practices of insurance, the workings of the banking system, and the intricacies of finance management. Each section is designed to provide a thorough understanding of concepts, structures, and functions within these industries. Key topics include: Insurance: Types of insurance, risk management, underwriting principles, and claims processing. Banking: The role of commercial and central banks, banking products and services, regulatory frameworks, and the impact of digital banking. Finance: Corporate finance, financial markets, investment strategies, and the key financial instruments that shape the economy. With detailed explanations, real-world examples, and case studies, this book helps readers bridge the gap between theoretical knowledge and practical application. It serves as an essential resource for students pursuing commerce-related courses, providing them with the tools to excel in their academic and professional careers. Whether you’re preparing for exams or seeking to deepen your understanding of these vital sectors, Foundation of Commerce – II is your gateway to mastering the world of insurance, banking, and finance.